A budget that works the way you actually think about money.

Income, reserves, recurring charges, what’s left in checking — built around the envelope-and-reserves system that pulled one family out of debt forty years ago, and now lives on your phone.

🧾 NEW · Sales Tax Tracking 🏷️ Vendor Manager 📷 AI Receipt Scanner 🔄 Recurring Transactions 📊 Reports & Print Center 🔒 No live bank connection

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Cancel anytime · No charge for the first 7 days · No live bank connection, ever

Now available on iPhone, iPad, and Android

🎁 Two free downloads for new subscribers

Get the Getting Ahead Setup Map + the 15-Minute Budget Cheat-Sheet — plus monthly tips

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📱 Now available on Web, iPhone, iPad, and Android

🎁 Free: The 15-Minute Budget Cheat-Sheet

One page, seven simple steps to take control of your money. No sign-up, no catch — just download it.

Download the free cheat-sheet (PDF)

Not sure where to start? App or paper — you choose.

Same proven system, two ways to use it.

The App

Free for 7 days

Import your bank CSV — auto-categorized
Snap receipts; the app reads them
Your real number on one dashboard
Debt-free date & reserve envelopes

Start free →

NO COMPUTER NEEDED

The Binder Edition

$9.95 · one-time

The whole system, printed on paper
Step-by-step, with a filled example each
Register pages to track every dollar
Print it yourself, keep it forever

See what’s inside →