How It Works

★ Product Tour

Every Page, Explained

Here’s exactly what’s under each menu — laid out the same way you’ll see it once you’re inside.

🖥️ About this tour. This follows the Desktop/web layout — a horizontal menu bar across the top, with each heading opening a dropdown. On phone and iPad, the app swaps that bar for a slide-out sidebar (tap ☰) with the same pages, just grouped a little differently to fit a smaller screen. Every page named below exists in both.

Items tagged PRO are part of the Pro plan ($8.95/mo). Everything else is included in Lite ($3.95/mo) — see the Pricing page for the full breakdown.

🏠 Home

• Home / Dashboard — Your month at a glance. Every category gets a color-coded progress bar (green/yellow/red) so overspending shows up before it happens.

🔭 Big Picture

• The Big Picture — Cascading cashflow: Income → Expenses → Reserves → Auto Debits → what’s actually left in checking.
• Net Worth PRO — Every account combined into one net worth number, tracked over time.
• Investments PRO — Log investment account balances and performance.
• Assets & Liabilities PRO — Big-ticket items you own and what you still owe on them.
• Projections & Depletion PRO — Model how long your savings/investments will last.
• Investment Lifespan PRO — A focused runway view for one investment account.

🧭 Plan

• Guided Setup — Step-by-step wizard for brand-new accounts.
• Fund the Month — Allocate this month’s income across every category in one screen.
• Flowchart — A visual map linking to all five pre-entry worksheets.
• Pre-Entry Worksheets — Plan your budget on paper before entering it.
• Cashflow Forecast PRO — Day-by-day projection of your checking balance.
• Long-Term Cash Flow PRO — Multi-year what-if cash flow modeling.
• Income — Every income source: salary, Social Security, pensions, freelance, and more.
• Income Taxes — Estimate what to set aside each month. Planning math only — not a tax return.
• Monthly Closeout — Email yourself last month’s full summary in one click.

💰 Money

• Register — The full transaction list — search, sort, split, and bulk-edit.
• Import from Quicken (QIF) — Bring in transaction history from Quicken-format exports.
• Receipts PRO — Snap a photo; AI reads and categorizes it automatically.
• Recurring Charges — Subscriptions and bills that repeat every month, tracked automatically.
• Bill Reminders — A heads-up before a recurring bill is due.
• Accounts — Every account you’ve added, plus optional live bank sync (1 account on Lite, up to 6 on Pro).
• Investments & Assets & Liabilities PRO — Same screens as under Big Picture, handy here too.

💳 Debts & Purchases PRO

• Debts — Payoff Plan — List every debt, pick a strategy (snowball or avalanche), see your debt-free date.
• Future Purchase Planner — “Can I afford this?” — simulate a big upcoming purchase before you make it.
• The Long View — One long-range plan tying your whole financial picture together.

🏷️ Categories

• Fixed Reserves — Categories with a set amount every month (rent, insurance).
• Variable Reserves — Categories that roll over unused funds month to month, envelope-style.
• Spending Categories — Your everyday spending buckets — groceries, gas, dining, and so on.

📊 Reports

• Print Center — Every report in one place — print or email any of them as a PDF.
• Category Report — Pick any category (or several) and any date range for a clean, printable breakdown.
• Schedule C Worksheet PRO — A self-employment income/expense worksheet formatted for tax prep.

⚙️ Setup

• Setup — The control room — categories, layout, and preferences.
• Vendor Manager — Clean up and merge messy vendor names across your whole history in one tap.
• Vendor Rules — Auto-categorize a vendor every time it shows up in an import.
• Sales Tax Center — Track sales tax paid — deductible if you live in one of the 8 no-income-tax states.
• Reserve Reconciliation PRO — Compare what a reserve category should have vs. what your bank shows.
• Register Layout — Choose which columns show in your transaction register.
• Bulk Edit Transactions — Change category, vendor, or account across many transactions at once.
• Backups & Restore — Download a full backup anytime, or restore from one.
• Help — The built-in manual, searchable and organized by topic.

👤 Account Menu (top right)

• Account Settings — Your profile, data export, and account deletion.
• Manage Subscription — Opens the secure billing portal to update payment or cancel.
• Backup My Data / Restore From Backup — One-click JSON backup and restore.
• Sign Out

That’s the whole thing.

Every page above is real — no fake screenshots, no hidden surprises. Items tagged PRO are part of the Pro plan; everything else is included in Lite. See exactly what’s in each plan on the pricing page.