Is there really a free trial? What’s the catch?
Yep, seven full days, all features. We do collect your payment method at signup so service keeps running on day 8 — but you can cancel anytime during the trial and you will not be charged. After seven days it is $8.95/month or $79/year. If you cancel, you get a 3-day grace period to look at your data, then access pauses. Your data sticks around for 90 days in case you come back.
How much does it cost?
$8.95 per month, or $79 per year (which works out to $6.58/month — saves you $28). That’s it. No upsells, no “pro tier,” no add-ons. Everyone gets the same full app.
Can I cancel anytime?
Absolutely. One click from inside the app, and you’re out. You keep access until the end of whatever you already paid for, and then it stops. No hoops, no phone calls, no retention team.
Do you have a refund policy?
Please use and test the app thoroughly during your seven-day free trial — that’s what the trial is for. We don’t issue refunds after the trial ends. If you’re unsure, give the trial a real workout before you subscribe.
Does it connect to my bank account?
No — and that’s intentional. You download a CSV from your bank (they all let you do this), drag it into the app, and categorize transactions. This keeps your banking credentials exactly where they should be: with your bank. Nothing about your logins ever touches our servers.
Is my financial data safe?
Yes. Your password is encrypted (bcrypt), data is sent over HTTPS only, each user’s data is completely isolated from everyone else’s, and we run automatic daily backups. We don’t sell your data, don’t use it for ads, and don’t train AI on it. Read our full Privacy Policy for the details.
Can I export my data?
Anytime. Inside the app, tap Backup and you get a complete JSON export of everything you’ve entered. It’s yours to keep whether you stay with us or not.
Does it work on my phone?
Yes — the app is fully responsive on any browser, phone or desktop. We’re building dedicated iOS and Android apps too. Those are coming soon and will be included in your subscription at no extra cost.
Who built this?
Randy Winsall, under Personal Solutions Northwest, LLC (Saint Helens, Oregon). Built after years of trying every budgeting app on the market and finding them either too complicated, too gimmicky, or too expensive for what they actually do.
Can my spouse / partner use this too?
One account covers one household — so you and your partner can sign in and manage the same budget together. No separate seats to pay for.